Answered: Sued for Debt?

iOS Universel / Economie et entreprise

Sued for a debt? Fight back — without hiring a lawyer.

If you've been served with a summons and complaint by a debt collector or debt buyer, you have a short window to respond. Miss it, and the court can enter a default judgment against you for the full amount — plus interest, fees, and costs. Answered helps you respond the right way, on time.

Scan your court papers with your phone. In seconds, Answered extracts the key details — court, case number, deadline, parties, amount claimed — and analyzes the complaint for weaknesses in the plaintiff's case. Expired statute of limitations. Missing assignment documents. Unverified balance. Failure to attach required exhibits.

Then, with one tap, Answered drafts a proper Answer to the lawsuit, tailored to your state's civil procedure and formatted with the right caption, defenses, and signature lines.

When you're ready to file, you have two choices:
File it yourself — free. Print, sign, and follow our step-by-step instructions to file with the clerk and serve plaintiff's counsel.

Let us mail it for you — $39.99. Available in Wisconsin, Texas, Pennsylvania, and Ohio. We print your signed Answer, mail it via USPS Certified Mail with Return Receipt Requested to the court and the plaintiff's attorney, and send you tracking for both. You stay the pro se filer; we just handle the print shop and the trip to the post office.

What's inside:
-Document scanner with automatic page detection
-AI-powered weakness scan across eight states (WI, IL, NY, FL, TX, MN, PA, OH)
-Deadline tracker with countdown to every due date in your case
-Step-by-step playbooks for arbitration, standing challenges, statute of limitations, and more
-Court-ready Answer document generator with state-specific defenses
-Mail filing service in eligible states — we print, sign, certify, and mail for you
-All work product saved to your account, across devices

What Answered is not:
Answered is not a law firm and does not provide legal advice. It's a self-help tool that drafts documents based on the papers you upload, with the same care a paralegal would take — but no attorney-client relationship is created. For the biggest decisions in your case, we recommend consulting a licensed attorney in your state.
Pricing:

-Free to download, scan, and analyze your case
-Answered Pro — $99 one-time purchase unlocks the full playbook, Answer generator, and all future features
-Mail Filing Service — $39.99 per filing, available in WI, TX, PA, and OH


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