Affinity

iOS Universel / Finance

We are a fully digital financial institution committed to providing inclusive banking solutions for the majority.

Key Features:
• User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience.
• 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips.
• Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users.
• Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options.
• Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process.
• Money transfers: seamlessly transfer funds between banks and mobile money accounts.
• Bill payments: settle your bills effortlessly using our secure platform.
• Investments: explore diverse investment opportunities to grow your wealth.
• Support: our dedicated support team is ready to assist you whenever you need help.

Key Products:
• Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening.
• Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us.
• Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us.
• Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.

Quoi de neuf dans la dernière version ?

What’s New

We’ve rolled out exciting updates to help you get more from your Affinity account:

Affinity Boost is here
Our new savings product is here. Create goals, lock your funds, top up till you meet your target and earn interest of 10-15%

Look forward to your Personal Dashboard
Get monthly insights on your transactions, savings and top recipients. See how you spent across services and categories.

Monthly Interest on Growth Accounts
No more quarterly wait — interest on Affinity Growth is now paid every month
Just remember: you get 10 free withdrawals monthly. Go over, and you’ll miss out on that month’s interest.

Smarter Security
Your safety matters. We’ve added extra checks:
• Improved biometrics: Login and verify transactions with secure face id and touch id
• New device? We’ll send you an OTP to verify it’s really you
• Location sharing is optional, but helps us protect your account even better

Update now and enjoy a safer, smarter Affinity experience.

Terms and conditions apply