Foldly — Envelope Budgeting
iOS Universel / Finance
STOP PAYING MONTHLY FOR A BUDGET APP.
Foldly is the envelope budgeting app that costs $4.99 once — not $14.99 every month.
ENVELOPE BUDGETING, MADE SIMPLE.
Split your income into envelopes (Groceries, Dining, Transport…). Spend from each. When an envelope is empty, you stop. No spreadsheets. No mental math.
2-STEP QUICK LOGGING.
Tap the + button → Pick an envelope → Enter the amount. That's it. Two taps and a number. Logging an expense takes under 5 seconds.
PACE WARNINGS.
Foldly calculates how fast you're spending relative to how many days are left in the month. Spending too fast? You'll see a warning before it's too late.
CARRY FORWARD.
Underspent last month? That balance rolls into next month automatically. Overspent? Foldly deducts it from your next month's budget.
MONTHLY ARCHIVES + CSV EXPORT.
Every month is archived with full transaction history. Export any month (or all history) as a clean CSV for your records or your accountant.
100% OFFLINE. ZERO TRACKING.
No server. No account. No sync. No analytics. Your financial data lives on your iPhone and nowhere else. Period.
WHY FOLDLY?
• YNAB charges $14.99/month ($180/year)
• Foldly charges $4.99 once — forever
• Same core method. Fraction of the price. Zero complexity.
