Discovery Bank
iPhone / Finance
Discovery Bank is the next generation in digital banking. The Future of Banking. Now.
Welcome to the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have a bank branch in the palm of your hand.
Discovery Bank offers revolutionised digital banking and payments, advanced AI technology and SA’s best client experience to make life easier, more exciting, and more rewarding. Unlock a world of rewards with Ðiscovery Miles – the rewards currency worth more than cash – and access Vitality Travel to get up to 75% off flights.
A full bank branch at your fingertips:
oSign up in under 5 minutes, get free virtual cards and start transacting immediately.
oManage your cards, accounts, and rewards in one place.
oInstantly change a PIN, pause or stop cards.
oSecure your accounts with our Security Code, Panic Code and TRUST™ alerts – our smart in-app feature that checks the risk of every payment.
oWith Discovery 911, emergency services like medical, roadside or home assistance are integrated into our app.
oDownload certified bank statements, account confirmation letters, and tax certificates anytime.
oGet client support 24/7/365, including features like Live Assist, in-app calling and Discovery AI.
Pay anyone, anywhere, anytime:
oMake real-time payments from only R1 through Discovery Instant Pay or PayShap.
oTap to pay with Apple Pay, Garmin Pay, Google Pay, Samsung Wallet and SwatchPAY! by adding a virtual card to your preferred digital wallet.
Unlock a world of rewards with up to:
o75% off local and international flights
o75% back on HealthyFood items at Checkers and Woolworths
o50% back on HealthyCare items at Clicks and Dis-Chem
o20% back on fuel spend at bp and select Shell stations
o20% back on Uber rides.
Earn and spend Ðiscovery Miles:
oEarn up to 15% back in Ðiscovery Miles when you pay with your Discovery Bank card at select fashion, home and lifestyle partners.
oGet up to 15% off when spending Ðiscovery Miles in-store and online every day – this doubles to up to 30% off on Miles Ð-Day on the 15th of every month.
oGet up to 15% off airtime, data, prepaid water and electricity, as well as select entertainment vouchers.
oEarn Ðiscovery Miles every time you use your Discovery Bank virtual card.
oEarn Ðiscovery Miles through Vitality Active Rewards (when you exercise, drive well, or spend responsibly), and for Vitality lifestyle rewards.
Upgrade your travel experience:
oGet up to 75% off local and international flights, book and pay seamlessly in the app and get free international travel insurance.
oEnjoy an enhanced travel experience with Vitality Travel by Discovery Bank.
oGet exclusive access to The Lounge, by Discovery Bank and SAA, for an elevated pre-flight experience.
oSkip the queues at airport security clearance with Priority Fast Track.
Access products that enrich your life:
oGet revolving credit up to R1,000,000 with immediate access.
oApply for a personal loan of up to R500,000 and get your money within 48 hours.
oApply for a home loan in the app and get a preliminary offer in 5 minutes.
oGet exclusive access to Vitality Money, which helps you track and improve your financial health and rewards you when you do.
oChoose an account just right for you – from day-to-day banking, a credit card, full banking suite or open free savings accounts in minutes.
oOpen forex accounts in minutes for seamless foreign currency transactions anywhere in the world.
oBuy, sell and manage over 50 crypto assets like Bitcoin and Ethereum.
oInvest in shares, ETFs, property and other investments securely and conveniently.
oAccess other Discovery products like car insurance – get an instant, personalised quote and activate your cover without leaving the app.
Auth FSP. Limits (incl. fair usage), Ts&Cs apply.
Quoi de neuf dans la dernière version ?
Security enhancements and minor bug fixes.