Earned: Hours of Your Life

iOS Universel / Finance

€89 running shoes. Six hours of your life.

That's the insight behind Earned — an app that shows you what anything really costs in the currency that matters most: your time.

Enter a price, set your hourly rate, and Earned tells you how many hours of work it represents. A small shift in perspective that changes how you spend.

MAKE BETTER DECISIONS, ONE PURCHASE AT A TIME

Before you buy, Earned shows the true cost. After you buy, you rate whether it was worth it. Over time, you build an honest picture of your spending — not in dollars or euros, but in hours of your life.

- Calculator — Type any price and see it converted to work time instantly. All major currencies with live rates and offline fallback. Point the camera at a price tag to scan it without typing.

- The Bigger Picture — Compare a purchase to lattes, meals, or gym sessions. See what it would grow to over 10, 20, and 30 years if invested. See how many days of retirement freedom skipping it funds. One tap away.

- Decision Banners — When a purchase crosses a threshold, a banner appears. Quick Buy for guilt-free spends. Think Twice, Sleep On It, Big Decision for the ones that deserve a pause. Set your own rules.

- Spending Categories — Tag every purchase across 10 categories. Earned suggests one automatically based on the item name and your past choices.

- History — Every check stays with its decision: Bought, Skipped, or Delayed. See the hours you spent — and the hours you kept. Filter by category.

- Worth-It Ratings — After a purchase, thumbs up or down. Over time, ratings reveal what you actually value versus what you wanted in the moment.

- Monthly Budget — Set a spending limit in hours, not money. Watch it fill in real time. Review past months to see how you tracked.

- Insights — Skip rate, hours reclaimed, worth-it ratio, category breakdown, top purchases, monthly patterns. Switch between This Month, 3 Months, This Year, and All Time.

- Apple Watch — Turn the Crown to check any price from your wrist. Log to iPhone with one tap. Smart Stack widget shows hours reclaimed at a glance.

- Home Screen Widget — Hours reclaimed and your monthly budget at a glance, without opening the app.

- Notifications — A daily nudge at a time you choose, only on days you haven't already checked a price. Plus Friday and Saturday reminders before peak spending hours.

- Custom Comparisons — Define your own reference points: a gym session, a family dinner, a streaming month. Every result becomes personal.

TIME PASS — THE OPTIONAL AI ADD-ON

Time Pass is a separate subscription that unlocks the Weekly Digest: every Monday, Earned reads your week back to you in hours of your life. One headline story — the biggest buy, a category shift, how much you reclaimed by skipping — plus up to two supporting notes. Cancel anytime from Settings.

The core Earned app — calculator, history, insights, budget, watch, widget, custom comparisons — remains free. Time Pass is additive, not a paywall for features you already own.

THE FIRST STEP TOWARD FINANCIAL INDEPENDENCE

The FIRE movement — Financial Independence, Retire Early — is built on one idea: money is stored time. Every euro you spend is time you already worked. Every euro you save is time you're buying back.

You don't have to be pursuing early retirement to benefit. Once you see prices as hours, you ask better questions. You skip what isn't worth it. You appreciate what is. Your relationship with money shifts.

PRIVATE BY DESIGN

Everything stays on your device. No account required. No data leaves your phone unless you enable iCloud Sync for your own cross-device backups. No ads. No tracking.

WORKS IN YOUR LANGUAGE

English, Slovak, Czech, German, Spanish, Polish, Hungarian, Hindi, Japanese, Korean, Portuguese (Brazil), Chinese Simplified, Chinese Traditional.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://earned.jaam.group/privacy-policy

Quoi de neuf dans la dernière version ?

This update fixes a quiet but recurring issue: your home-screen widgets, lock-screen complications, and Apple Watch sometimes carried forward stale numbers after an app update or after iCloud delivered checks from another device. They now refresh immediately and stay in sync with what the app shows.

WIDGETS AND APPLE WATCH

After updating Earned, the budget widget no longer keeps showing "Set a budget" or a previous month's numbers while the app already knows the current state. The first cold launch refreshes every widget surface.

When iCloud delivers price checks from another iPhone or iPad, the widget on every device catches up within a second — no need to open the app first.

If you try Earned with sample data during onboarding, the budget widget now shows your sample budget right away instead of an empty "Set a budget" prompt.

UNDER THE HOOD

CloudKit push notifications now have the right system permission, so cross-device sync feels faster after a check is logged.

The calculator field clears on a cold launch (intentional — most users don't expect yesterday's typed price to still be there).