MoneyGuard
iOS Universel / Finance
MoneyGuard puts honest financial math in your pocket — no sales pitch, no hidden fees, no jargon.
See what your money is really doing. Compare live bank rates, simulate portfolios and retirement, calculate true returns after inflation and money supply growth (M2), and track markets — all using public data sources you can trust.
Key features:
• My Money Today — your personal dashboard with total wealth, real return estimate, and live M2 context
• Net Real Return — strip away fees, inflation, and M2 to see the truth behind advertised rates
• Bank Rates — live GIC, CD, HISA, and central bank rates for Canada and the United States
• Portfolio Simulator — Monte Carlo projections with optional M2 adjustment
• Retirement Simulator — project your savings with nominal and “real” outcomes
• GIC Break — calculate early withdrawal penalties with your actual contract terms
• Tax Accounts — compare TFSA vs RRSP (Canada) or IRA vs 401(k) (USA)
• Dividend Heroes — curated dividend stocks with DRIP calculator
• Markets — live charts for crypto, gold, silver, and more
• Currency Exchange — honest cross-border rates
• Ask Grok — one tap copies a personalized prompt to grok.com for plain-language explanations
Built for regular people who want transparency, not another product to sell. Whether you're comparing GICs, planning retirement, or just tired of hearing "5% guaranteed" without the fine print — MoneyGuard is your BS detector with a calculator.
Important:
MoneyGuard is an educational and informational tool, not financial advice. Numbers come from public APIs (Bank of Canada, U.S. Treasury, CoinGecko, and others) and may lag real-time markets. Always verify rates with your bank or advisor before making decisions. Past performance does not guarantee future results.
Take control of your financial clarity. Download MoneyGuard today.
