Climb — Debt Planner

iPhone / Finance

Feeling overwhelmed by debt? Climb gives you a clear, step-by-step plan — and shows you the exact date you'll be debt free.

No complicated spreadsheets. No subscriptions. No account needed. Just add your debts and start climbing out.

SMART DEBT TRACKING
- Add all your debts in one place
- Credit cards, car loans, student loans and more
- Track balances, interest rates and minimum payments

PERSONALIZED PAYOFF PLAN
- Snowball method: pay smallest debts first for quick wins
- Avalanche method: pay highest interest first to save money
- See your exact debt-free date

AI DEBT COACH
- Ask questions and get personalized advice based on YOUR debts
- Motivational coaching to keep you going when it gets hard

TRACK YOUR PROGRESS
- Mark debts as paid off and celebrate wins
- Hit milestones on your journey to freedom
- Watch your total debt shrink over time

PRIVACY FIRST
- No account or sign-up required
- Your data never leaves your device
- Works offline, always

Your debt won't pay itself. Start climbing out today.

Quoi de neuf dans la dernière version ?

Small but mighty update! We added sound feedback so every action feels more satisfying — adding, updating, and deleting debts now has a sound. Newly added debt items also get a sleek glass shimmer effect that glows from left to right so you always know what's new. Plus bug fixes and overall improvements. Keep climbing!