Divisive
iOS Universel / Finance
Divisive helps you track how much you can spend each day and categorize transactions to see where your money goes and how much you earn.
Set Your Budget
Sum up your cash from all accounts, subtract unpaid fixed expenses (e.g., rent, bills), and enter this amount when you first launch the app. This will be your budget for the rest of the month. Divisive shows:
- How much money is left for the month
- Your daily spending limit
- How much you’ve spent today
- How much you can still spend today
You can set in the settings a custom start day for your budget period if your salary arrives mid-month.
Save Daily, Increase Future Limits
Unused daily limits add to your future spending limits. The more you save, the more you can spend later. It may be challenging to stay within the limit at the start of the month, but as the month progresses, your daily limits increase, giving you more to spend. The last day’s limit shows how much you’ve saved, which you can use for leisure, save, invest, or carry over to the next month.
If you exceed the limit, don’t worry. The overspent amount will decrease future limits, but frequent overages may signal a need to review and adjust your spending.
Add and Categorize Transactions
Add each expense or income to update your remaining balance, daily limit, and expense totals. Transactions appear in a list for easy editing or deletion. Categorize your expenses and income to better understand your spending and plan for future months.
Select Your Currency
Choose your currency in the settings. Available options include three main currencies plus the Polish Zloty (PLN). You can also enter and save a custom currency.
Light and Dark Mode
Divisive adapts to your device’s system settings for light or dark mode.
Premium Subscription
Unlock more features with a premium subscription:
- Create more than 3 expense categories and 1 income category
- Enable iCloud backup and sync across your devices
Divisive App is governed by Apple’s standard End User License Agreement (EULA). You can read the EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Quoi de neuf dans la dernière version ?
- Introduced the ability to create and assign categories to transactions, making it easier to organize and track your expenses and income
- Various bug fixes and performance improvements for a smoother user experience