Gem - Money tracker

iPhone / Finance

Log expenses and stay on budget.
No subscription. In-app purchases are tips :)

BUDGET
- Daily, weekly, monthly and yearly
- Average & daily spending, breakdown by category
- Compare against same day last month
- Rearrange your budgets, and other lists
- Explore your costs and salary over time

ORGANIZE
- By category, budget, wallet, account, tag…
- Customize category colors & icons (500+ from Apple)
- Favorite accounts, custom sorting, merge categories
- Add attachments and receipts

BILLS
- Repeat: day, week, month, year
- View paid & upcoming subscriptions

MONEY TOOLS
- Savings goals, income, transfers, balance
- Multiple currencies, exchange rates
- Calculator & journal view

WALLET SYNC & AUTOMATIONS
- Instant recording when paying in store with Apple Pay (requires setup)
- Auto-organize expensesbased on merchant names
- App shortcuts and “Send to Gem” in share sheet
- Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing
- Export everything

MORE
- Customize the way your create entries
- Widgets. Lock Screen shortcut
- Daily iCloud backup
- Daily reminders
- Custom main screen, list layouts, app menu and theme
- Insights in search results

PREVIEW FEATURES
May not work as expected :)
- Type “Rent” → it’s categorized in “Household”
- Detect receipt prices from attachments


Need help? Have a suggestion?
Email me at human@shelftwo.com.

Terms & privacy: shelftwo.com/gem/terms

Quoi de neuf dans la dernière version ?

Celebrating 5 years of Gem, thanks buddies!

New
---
- Explore your Summary (beta): See expenses and income across time periods, categories and wallets
- Income categories: Organize income separately from expenses
- Track income in Summary (Tap "edit" next to "Savings" group > Add > Choose income)
- Set Summary as start screen (Settings > Appearance)
- Reorder Summary lists: Move wallets to the tap (Settings > Summary > Edit under Lists)
- View your expenses as a simple list (Tap ••• in Journal)
- Daily spending in Journal: See how much you spent every day (Settings > Journal)
- Daily spending in widgets: Track daily totals from your home screen (you may need to re-add widgets)
- Smarter CSV import: Ignore duplicates when importing (See Options when importing)

Improvements
------------
- Siri Shortcuts: Now support wallets and sub-categories
- iOS 26 love: Liquid Glass buttons, smoother scrolling, updated bottom menu, optional floating add button (Settings > Appearance)
- Faster month switching: New time period menu in Journal & Summary
- Better category search: Typing "drinks" finds "Food & Drinks"
- Tap "Unknown" in Summary to review uncategorized entries in category breakdown
- Unlimited breakdowns: Tap any expense or income item to deep dive into balance factors
- Improved search: Results grouped by month, oldest first, cleaner layout
- Set default income category (Settings > New entries)
- CSV import summary: See what was imported, skipped, or failed
- Cleaner amounts: Decimals (7.99) now appear smaller for better readability
- Decimals (.89 or ,89) are displayed in a smaller size
- Custom expense/income toggle: Adjust how you switch entry types (Settings > New entries > Amount)
- Redesigned settings for categories, wallets, income & bills
- Faster delete confirmations

Bug fixes
---------
- All-new CSV file & error handling, thanks to AI
- Bar charts no longer disappear when switching screens
- Reordering Summary works properly when you don't use groups
- Notes search now actually finds your notes
- Month start day no longer shifts when editing Summary screens
- Smoother scrolling when editing categories and wallets
- Importing CSV files crashes less often
- CSV import now respects your selected data format and deselected columns
- Goodbye quirky animations when viewing entry details
- Search insights no longer mix income and expense
- Fixes glitches after deleting a default category or wallet
- Fixes export option in some Summary screens

Thanks for all the feedback and bug reports dear friends, keep them coming :) Email me at human@shelftwo.com