Gem - Money tracker

iPhone / Finance

Log expenses and stay on budget.
Together with your loved ones, or by yourself.

You pay for Gem only once.
In-app purchases are for tips :)


BUDGET
- Daily, weekly, monthly and yearly
- Keep track with your partner (beta)
- Average spending, breakdown by category
- Compare against same day last month

ORGANIZE
- By category, budget, wallet, account, tag…
- Customize colors & icons (450+ from Apple)
- Favorite accounts, merge categories, check usage
- Add attachments and receipts (Beta: Automatic total detection)

BILLS
- Repeat: day, week, month, year
- View paid & upcoming subscriptions

MONEY TOOLS
- Savings goals, income, transfers, balance
- Multiple currencies, exchange rates
- Calculator & calendar view

WALLET SYNC & AUTOMATIONS
- Instant recording with Apple Pay tap-to-pay (iOS 17)
- Rules based on merchant names
- App shortcuts and “Send to Gem” in share sheet
- Import CSV files, sub-categories & notes
- Export everything
- Type “Rent” → it’s categorized in “Household” (English beta)

MORE
- Widgets. Lock Screen shortcut
- Daily iCloud backup
- Daily reminders
- Custom themes, menu, input styles
- Insights in search results


Need help? Have a suggestion?
Email me at [human@shelftwo.com](mailto:human@shelftwo.com)

Terms & privacy: [shelftwo.com/gem/terms](http://shelftwo.com/gem/terms)

Quoi de neuf dans la dernière version ?

- Add images and receipts to entries! They’re saved to your iCloud Drive (or iPhone if you don’t use iCloud)
- Beta: Gem pulls the total price from your receipts. You can turn it off in Settings > Recording
- Send receipts to Gem with new “Save to Gem” action in share sheet
- Set account balance! Open any account in Tracking > Tap “Set balance”
- View your monthly balance. Open any balance in Tracking > Tap “Edit” > Choose period
- You asked for it: New “Add expense” shortcut allowing you to choose category
- All shortcuts now have a “Notes” property so you can add more details to entries
- When calculating your expenses or budgets, Gem includes your income so your total spent is decreased. You can turn it off in Settings > Tracking > Include income


Improvements & bug fixes
- Adds timestamp to export file name, so it’s easier to tell between them
- Fixes amounts overflowing
- Fixes "Recently paid" in category settings showing earliest paid instead :)
- Fixes columns in export file being messed up
- Fixes transfer records appearing as "unknown" when viewing them in the account they were transferred to
- Fixes savings calculation not considering your transfers
- Fixes visual glitches when viewing uncategorized expenses
- Radically improved setup experience (ideally you don’t see it :))


Thank you dear friends, your emails of support & feedback are the best, please keep them coming. I try to reply to every one → human@shelftwo.com